About SamvAAd’ 26
The flagship and largest gathering of the Account Aggregator ecosystem, organized by Sahamati, the RBI-recognized self-regulatory organisation for the Account Aggregator Ecosystem. Samvaad is a platform where the AA community comes together to connect, collaborate, and shape the future of data-driven finance.
Designed as a practical learning-focused experience, it enables strategic conversations through curated tracks and pre-event roundtables, showcases award-winning implementations and impactful use cases, and features insightful sessions and masterclasses by innovators, industry leaders, and policymakers.
With high-intent stakeholders driving real AA adoption, innovation booths by ecosystem enablers offering deployment-ready solutions, and live Financial Inclusion pilots demonstrating on-ground impact, the event is a true catalyst for collective growth and community-led progress.
2000+
Participants
500+
Organisations
100+
Speakers
50+
Sessions
40+
Event Partners
About the AA ecosystem
The Account Aggregator (AA) ecosystem is reshaping financial data sharing in India by putting the customer at the centre of the process. Built on a secure, consent-led, and interoperable framework, AA enables individuals and businesses to share their financial information digitally with trusted institutions in a safe, transparent, and purpose-linked manner.
What began in 2021 with just eight participants has now grown into a scalable, cross-sectoral network of 1,090 Financial Institutions across banking, NBFCs, insurance, and capital markets. As the only cross-sectoral open finance network in India, AA is enabling seamless data sharing across the financial services ecosystem while preserving user control and consent at every step.
As AA continues to mature as foundational financial infrastructure, its role is expanding beyond lending to support broader customer use cases across personal finance, wealth, insurance, risk assessment, and financial inclusion, reinforcing its position as a key pillar of India’s Digital Public Infrastructure.
2+ crore customers facilitated by AAs in FY25
470+ million consents fulfilled
9+ crore Financial Services Delivered
1000+ Participants in the AA Ecosystem
14 Live Use Cases
What’s in Store to Experience SamvAAd’ 26

Sahamati Innovation Challenge 2026

Witness innovation in real-time as teams battle it out to build groundbreaking solutions within the Account Aggregator ecosystem.

Consumer Awareness Showreel

Stay informed with our engaging showreel that highlights key consumer insights and the transformative impact of AAs.

Insightful Panel Discussions

Join industry experts as they delve into the current and future landscape of financial services, offering deep dives into technology, policy, and much more.

Keynotes from Industry Leaders

Hear from the visionaries at the forefront of financial innovation who are shaping the industry's future.

CXO's Talk

Gain exclusive insights from C-level executives who are steering their organizations towards new frontiers in finance.

Fireside Chats

Get up close and personal with thought leaders in intimate discussions that explore the heart of financial disruptions and successes.
Blogs
Financial Services Innovation Challenge

Smarter Risk. Better Products. Broader Reach.

The Financial Services Innovation Challenge recognises practical, implemented solutions built using Open Finance data. It celebrates innovations that are solving real-world problems across the financial services value chain—from improving customer access, experience, and outcomes to enabling institutions to operate more efficiently, securely, and at scale.
Smarter Risk
Risk assessment, fraud prevention, monitoring
Better Products
Personalised, contextual financial solutions
Broader Reach
Inclusion, new segments, scalable access

Who can participate?

Customer-facing solutions
Improving access, experience,
personalisation, and outcomes
B2B / institutional solutions
Enabling compliance, onboarding, servicing, monitoring, and operational efficiency
AA Ecosystem Excellence Awards 2026
The Account Aggregator Excellence Awards recognise organisations who are driving meaningful adoption, innovation and impact within India’s Account Aggregator (AA) ecosystem. The awards celebrate those who are moving beyond experimentation to demonstrate how consent-based financial data sharing can create better outcomes for customers, financial institutions and the broader financial ecosystem.
Agenda

What’s Next in Open Finance: Smarter Risk. Wider Inclusion. Intelligent Innovation.

  • 14 OCTOBER 2026
  • 15 OCTOBER 2026

The sessions listed below are invite-only.

12:00 PM
  • Ready to Use AI Agents for the AA Ecosystem

  • Catalyzing Ecosystem Growth Through Grants and Philanthropy

  • Expanding the Investor Base: Building Inclusive Pathways to Capital Markets

  • Global Commercial Data Standardization

  • Customer Research at SPJIMER

1:30 PM

LUNCH

2:00 PM
  • Optimization Across AI Models Platform Discussion

  • Building India’s Risk Intelligence Infrastructure: A cross sectoral view

  • Dark Patterns

  • Cross Border Interoperability and Data Sharing

3:30 PM

BREAK

3:45 PM
  • From Data to Delivery: Unlocking Account Aggregator for Last-Mile Government Scheme Deliver

  • Advancing Household Financial Health in India

  • AA Framework with Confidential Computing Discussion

  • SRO Round Table with Grant Thornton

5:15 PM

HI-TEA

5:30 PM

Art of Impossible Workshop by Google Cloud

6:00 PM

CXO Round Table

7:30 PM

CXO Dinner: Wine & Dine

  • Keynote
  • Track 1
  • Track 2
  • Track 3
9:30 AM

Welcome Note SamvAAd 2026

Shri R Gandhi, Former Deputy Governor, Reserve Bank of India (RBI), Chairman, Sahamati
Shri BG Mahesh, CEO, Sahamati

10 MINS

Speakers

R Gandhi

Chairman, Sahamati, Former Deputy Governor, RBI

Shri BG Mahesh

CEO, Sahamati

9:40 AM

The Unified Dashboard of Consumer Consents

Demo By Sahamati

05 MINS
9:45 AM

Event Inauguration with Lamp Lighting

15 MINS
10:00 AM

Inaugural Keynote by Esteemed Guest of Honour

Shirish Chandra Murmu, Deputy Governor, RBI

30 MINS

Speakers

Shirish Chandra Murmu

Deputy Governor, RBI

10:30 AM

Measuring India's Data Empowerment Dividend:
AA Framework's Impact on Credit, Growth, and GDP

Report by Sahamati, CAFRAL, CRIF

10 MINS
10:40 AM

Address by
Shri Nandan Nilekani, Co-Founder & Chairman, Infosys, and Founding Chairman UIDAI (Aadhaar)

20 MINS

Speakers

Nandan Nilekani

Chairman and Co-founder, Infosys and Founding Chairman UIDAI

11:00 AM

Launch of the Account Aggregator Certified Professional (AACP)
The Industry Certification for Account Aggregator and Open Finance Professionals

By Sahamati, Accion, NIBM

10 MINS
11:10 AM

Break

10 MINS
11:20 AM

Plenary Fireside Chat: Shaping the Future of India's Financial Ecosystem: Trust, Inclusion and Consumer Empowerment

Shri Ajay Seth, Chairman, Insurance Regulatory and Development Authority of India (IRDAI)
Smt Monika Halan, Author and Financial Educator

35 MINS

Speakers

Ajay Seth

Chairman, IRDAI

Monika Halan

Author, Financial Educator

11:55 AM

Plenery Address: From Financial Inclusion to Financial Well-being: Building a Financially Healthy India

Shri Sivasubramanian Ramann, Chairperson Pension Fund Regulatory and Development Authority (PFRDA)

20 MINS

Speakers

Sivasubramanian Ramann

Chairman, PFRDA

12:15 PM

Founder’s Perspective: From Open Finance to Intelligent Finance

Shri Nirav Prajapati, Co-Founder and CEO, Ignosis AI

10 MINS

Speakers

Nirav Prajapati

CEO & Co-founder, Ignosis AI

12:25 PM

Plenary Address by Esteemed Guest of Honour

20 MINS
12:45 PM

The Account Aggregator Excellence Awards 2026

Honoring the Leaders and Innovators Shaping India's AA ecosystem

30 MINS
01:15 PM

Lunch

45 MINS

Transforming Risk with Trusted Data

2:00 PM

Track Keynote address on Transforming Risk with Trusted Data

10 MINS
2:10 PM

Panel Discussion on Fit for Purpose: Reimagining Income & Suitability Assessment for Responsible Finance

Susmit Patodia, Group Head, Dezerv

40 MINS
2:50 PM

Demo by Winner of SamvAAd 2026 Innovation Competition

10 MINS
3:00 PM

Demo by Winner of SamvAAd 2026 Innovation Competition

10 MINS
3:10 PM

From Data to Defense: Leveraging data for Intelligent Fraud risk Management

Gaurav Gupta, Group Head, Financial Crime Intelligence
Kamal Bhatia, Chief Risk Officer, Tata Capital

40 MINS
3:50 PM

Demo by Winner of SamvAAd 2026 Innovation Competition

10 MINS
4:00 PM

Presentation on 'Safeguarding the Consent Economy Protecting Consumer Trust in the AA Ecosystem

20 MINS
4:20 PM

Panel Discussion on The Trust Layer: Reimagining Data Governance for Open Finance

40 MINS

Unlocking Financial Inclusion through AA

2:00 PM

Building Financial Systems That Leave No One Behind

10 MINS
2:10 PM

From Collateral to Cash Flow: Reimagining MSME Credit Risk with Open Finance

40 MINS
2:50 PM

Demo by Winner of SamvAAd 2026 Innovation Competition

10 MINS
3:00 PM

Consent Simplified Showcase of VoiceBased Journeys in the Account Aggregator Framework

10 MINS
3:10 PM

Reimagining Financial Management for Businesses

40 MINS
3:50 PM

The Business Correspondents (BC) Advantage Powering Last-Mile Access to Interoperable Passbooks

10 MINS
4:00 PM

DPI for women Why designing for women is redefining the future of financial services.

40 MINS

Speakers

Priya Naik

Founder & Director, Samhita

Victoria White

Managing Director, Accion Advisory

Shallu Kaushik

Chief Digital Officer, Tata Capital

Nidhi Bhasin

CEO, Digital Green India

4:40 PM

IGNOSIS+NBFC demo

10 MINS
4:50 PM

Demo by Winner of SamvAAd 2026 Innovation Competition

10 MINS

Powering the Next Wave of Financial Innovation with AI

2:00 PM

Track Keynote address on Open Finance in Global Markets

10 MINS
2:10 PM

Securing the Quantum Future: Cryptography, Cybersecurity and Financial Systems

40 MINS
2:50 PM

Enabling AI Agents in Open Finance Frameworks with guardrails

15 MINS
3:05 PM

How Confidential Computing can strengthen Privacy in Open Finance Frameworks

15 MINS
3:20 PM

Panel Discussion on What Privacy Must Mean in the Next Decade

40 MINS
4:00 PM

How to optimize usage across AI Models through a single AI Gateway

15 MINS
4:15 PM

How Financial institutions can deploy a ready-to-use AI Agents Platform

15 MINS
4:30 PM

New Initiatives by Sahamati

20 MINS
4:50 PM

Demo by Winner of SamvAAd 2026 Innovation Competition

10 MINS

A disclaimer note: The agenda is subject to change at the organiser's sole discretion. The organiser reserves the right to modify the sessions, speakers, and/or the timings, without any prior notice*

Speakers

Shirish Chandra Murmu

Deputy Governor, RBI

R Gandhi

Chairman, Sahamati, Former Deputy Governor, RBI

Ajay Seth

Chairman, IRDAI

Sivasubramanian Ramann

Chairman, PFRDA

Nandan Nilekani

Chairman and Co-founder, Infosys and Founding Chairman UIDAI (Aadhaar)

Monika Halan

Author, Financial Educator

BG Mahesh

CEO, Sahamati

Nirav Prajapati

Co-Founder and CEO, Ignosis AI

Gaurav Gupta

Group Head, Financial Crime Intelligence

Bertram D’souza

Co-Founder & CEO- India, GrowX Global

Vinod Parmar

Group CFO, Vayana

Priya Naik

Founder & Director, Samhita

Chandrakant Salunkhe

Founder & President, SME Chamber of India and Manufacturers and Exporters Association of India

Kamal Bhatia

Chief Risk Officer, Tata Capital

Victoria White

Managing Director, Accion Advisory

Shallu Kaushik

Chief Digital Officer, Tata Capital

Susmit Patodia

Group Head, Dezerv
Susmit Patodia

Nidhi Bhasin

CEO, Digital Green India
Susmit Patodia
Event Partners

Title Partner

Agentic AI Partner

Silver Partner

Knowledge Partners

Ecosystem Partner

Register Now