presents

India’s Biggest Account Aggregator Community Event

Date: 19th November 2024
Venue: The Westin Mumbai Powai Lake
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About SamvAAd’ 24

SamvAAd, the annual celebration of India’s pioneering journey into Open Finance, is back! This year, we’re going global-bringing together industry leaders, policymakers, and innovators from across the world. Join us for an exciting exchange of ideas, collaboration, and community-building as we shape the future of finance powered by the Account Aggregator ecosystem!

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About the AA Ecosystem

The Account Aggregator (AA) framework is a digital public infrastructure for consent-based financial data sharing in the country. The ecosystem implementing the framework empowers customers with agency, control, and the ability to access, manage, share, and use their financial data across banking, securities, insurance, pension, and taxation. This “data empowerment” paradigm empowers customers to access financial products and services at better terms.
  • The AA ecosystem is India’s implementation of Open Finance and arguably one of the fastest-growing and largest regimes in the world.
  • Since its public launch in September 2021, the ecosystem marked 103 million cumulative successful consents fulfilled in August 2024.
  • The AA ecosystem has a diverse, one-of-its-kind participant mix of financial institutions across 20+ license types and five regulators.
  • More than 2.1 billion financial accounts have the facility to share data with explicit, informed consent operationalized by the ecosystem.
  • The ecosystem has facilitated the disbursement of more than ₹42,000 crores across 4.2 million loans by the end of FY24.
  • At the same time, more than 10 million customers have been equipped with personal finance management tools for cash-flow analysis and expense management.

What’s in Store for SamvAAd’24

What’s in Store for SamvAAd’24

BuildAAthon

Sahamati BuildAAthon 2024 is a hackathon organised as a part of our annual Account Aggregator (AA) community event, SamvAAd 2024.

The hackathon promises to be an exciting event. It will feature innovative themes, masterclasses led by esteemed industry leaders, and the opportunity to develop cutting-edge solutions for India’s financial ecosystem. Participants will also have the chance to interact with a panel of distinguished judges and compete for exciting awards.

To know more click here.

The registrations are OPEN until 4th November 2024 (Monday)

Agenda

Experience the 3Is (Impact, Innovation and Implementation) of Open Finance in India

Keynote

09:30 am - 09:35 am

Year 2024 for the AA Ecosystem, Showreel

09:35 am - 09:50 am

Welcome Remarks, followed by lamp lighting

Mr. BG Mahesh, CEO, Sahamati

Mr. Siddharth Shetty, CTO, Sahamati

09:50 am - 10:20 am

Address by Keynote Speaker

Mr. KV Kamath, Banking Veteran and Non Executive Chairman, Jio Financial Services

10:20 am - 10:30 am

Evolution and Progress of Participatory Governance in the AA Ecosystem

Mr. R. Gandhi, Former Deputy Governor, RBI Advisory Council, Sahamati

10:30 am - 10:40 am

Address by Guest of Honor

Mr. Ashish Verma, General Manager, Reserve Bank of India

10:40 am - 10:55 am

Address by Special Guest

Mr. Chanchal Sarkar, Adviser, Financial Stability & Cyber Security(FS&CS) and IER, Department of Economic Affairs, MoF

10:55 am - 11:05 am

Tea Break

11:05 am - 11:25 am

Fireside Chat, Evolving Policy and Regulation in an Interconnected Open Finance World

•   Mr. Ivan Mortimer Schutts, Financial Sector Development Expert, IFC with

•   Mr. Rahul Matthan, Author, Partner- TriLegal

11:25 am - 11:40 am

AI Meets Open Finance: Fintech on Steroids for the Next Decade

Mr. Sharath Bulusu, Director & Product Head, GPay

11:40 am - 11:55 am

Responsible Credit in Open Finance

Mr. Kunal Shah, Founder, CRED

11:55 am - 12:30 pm

Sahamati s Global Open Finance Adoption Report Launch; Architecting Open Finance for 1 Billion Users & Beyond

Dr. Pramod Varma, Former Chief Architect Aadhaar, UPI, & India Stack, CTO-EkStep Foundation

12:30 pm - 12:45 pm

Felicitating the Builders and Innovators of the AA ecosystem

12:45 pm - 01:30 pm

Launch of Sahamati s paper Open Finance: From inclusion to empowerment of MSMEs , followed by a Fireside chat: Account Aggregator and the India Growth Story

Mr. Nandan Nilekani, Co founder and Chairman, Infosys, and Founding Chairman UIDAI (Aadhaar)

TRACK 3: BUILDING BEST IN CLASS ECOSYSTEM

02:10 pm - 02:15 pm

Felicitating the Judges for Sahamati BuildAAthon

Mr. Pramod Varma, Former Chief Architect Aadhaar, UPI, & India Stack, CTO-EkStep Foundation

02:15 pm - 02:30 pm

Democratizing Insurance and Investment Advisory for Indians, Showcase

Winner Team TrustSphere

02:30 pm - 02:45 pm

Empowering Customers to Leverage their Digital Footprints, Showcase

Winner Team Nominee Ninja

02:45 pm - 03:00 pm

Risk Management Solutions for the Ecosystem, Showcase

Winner Team Multi lingual Gen AA Voice BOT based AA consent

03:00 pm - 03:30 pm

Presentation on SahamatiNet, Telemetry and Observability Infrastructure, followed by a Fireside chat

•   Mr. Ganesh Jayadevan, Head of Products and Engineering Operations, Sahamati
•   Mr. Siddharth Shetty, CTO, Sahamati

•   Mr. Rajat Deshpande, Co Founder & CEO, Finbox

03:30 pm - 04:15 pm

Participatory governance imperatives and initiatives for the AA Ecosystem , Panel Discussion

Moderator:
•   Mr. Vamsi Madhav, CEO, Finvu AA

Panelists:
•   Mr. Puneet Singh, Leadership Team, ICICI Bank

•   Mr. Fakhri Sarjan, President and CRO, Bajaj Finance

•   Mr. Anish Kumar, Chief Risk officer and Head Controls & surveillance, KFin Technologies Ltd

•   Mr. Nirav Prajapati, Founder, Ignosis & Pirimid Fintech

04:15 pm - 04:30 pm

Evening Tea Break

04:30 pm - 05:00 pm

Fair Use Initiatives in the AA Ecosystem: A report card

•   Ms. Shalini Gupta, Head of Strategy & Policy

•   Ms. Geethashree Srikantha, Senior Lead-Operations

05:00 pm - 05:45 pm

Reimagining Strategies for large institutions in the Open Finance Era

Moderator:
•   Mr. Sameer Shetty, Head Digital Transformation, Axis Bank

Panelists:
•   Mr. Manoj Kashyap, EVP-Digital Experiences, HDFC Bank

•   Ms. Shallu Kaushik, Chief Digital Officer, Tata Capital

•   Mr. Bhavesh Jain, CRO, TU-CIBIL

•   Mr. Anand Raisinghani, CEO, Setu

TRACK 2: EXPLORE EMERGING POSSIBILITIES AND OPPORTUNITIES

02:15 pm - 03:00 pm

Sahamati NextWave: Elevator Pitches by AA powered startups

Investors with Cheque Books

•   Mr. Ibrahim Faruqi - Growth Equity, Bessemer Venture Partners

•   Mr. Nakul Saxena - Angel Investor

•   Ms. Shivani Kulkarni, Associate Vice President, Prime Venture Partners

•   Mr. Hitesh Sachdev, Head - Startup Engagement & Investments, ICICI Bank

03:00 pm - 03:30 pm

Investment Opportunities in the AA Ecosystem, Investors Discussion

Moderator:
•   Mr. Nakul Saxena, Angel Investor

Panelists:

•   Mr. Ibrahim Faruqi, Growth Equity, Bessemer Venture Partners

•   Ms. Shivani Kulkarni, Associate Vice President, Prime Venture Partners

•   Mr. Hitesh Sachdev, Head - Startup Engagement & Investments, ICICI Bank

03:30 pm - 04:15 pm

Enhancing Privacy in the Transition from Open Banking to Open Data, Panel Discussion

Moderator:
•   Mr. Anshul Verma, Associate Partner, McKinsey & Company

Panelists:
•   Mr. Pavle Avramovic, Head of Market & Infrastructure Observatory, CCAF

•   Mr. Jay Prakash, Founder, Silence Laboratories

•   Mr. Likando Luywa, Data Protection Commissioner, Bank of Zambia

•   Mr. Abhishek Arun, President, Platform Strategy and Commercialisation, M2P Fintech

04:15 pm - 04:30 pm

Evening Tea Break

04:30 pm - 05:15 pm

Emerging Global trends in Data Protection and Privacy, Panel Discussion

Moderator:
•   Mr. Venkatesh Hariharan, India Representative, Open Invention Network

Panelists:
•   Mr. Rahul Matthan, Author, Partner - TriLegal

•   Mr. Mathew Chacko, Founding Partner, SpiceRoute Legal

•   Ms. Nehaa Chaudhari, Partner, Ikigai Law

•   Mr. Chanchal Sarkar, Adviser, Financial Stability & Cyber Security(FS&CS) and IER, Department of Economic Affairs, MoF

05:15 pm - 06:00 pm

Unlocking Potential: Open Finance & Inclusion, Panel Discussion

Moderator:
•   Ms. Aarti Mohan, Co Founder & Partner, Sattva Consulting

Panelists:
•   Dr. Pawan Bakhshi, India Lead, Inclusive Financial Systems, Bill and Melinda Gates Foundation

•   Mr. Venkatesh Krishnamoorthi, CEO, Saafe AA

•   Ms. Bhargavi Sridharan, Head, Aditya Birla Capital One

•   Mr. Jaswinder Sodhi, Head, Customers, Digital & Marketing, HSBC India

TRACK 1: EXPERIENCE AND LEARN FROM THE FIRST MOVERS

02:10 pm - 02:15 pm

Felicitating the Judges for 3l Competition

Mr. B.G. Mahesh, CEO, Sahamati

02:15 pm - 02:25 pm

Accelerating Digital Transformation: A Winner s AA Playbook for Success

Team Bajaj Finance with Moneyone

02:25 pm - 02:35 pm

Empowering Financial Independence and Security for Seniors: The AA Magic

Team Genwise with Saafe AA and Ignosis TSP

02:35 pm - 02:45 pm

Empowering Commerce: Leveraging AA to build solutions that work with ONDC

Team Karnataka Bank, with FinVu AA and Ignosis TSP

02:45 pm - 03:30 pm

Building inclusive personal finance models, Panel Discussion

Moderator:
•   Mr. Neil Borate, Editor, Personal Finance, Mint

Panelists:
•   Mr. Rajat Jain, Founder, Genwise

•   Mr. Sandeep Jethwani, Co Founder, Dezerv

•   Mr. Aakash Nimare, Co Founder, Fold Money

•   Mr. Sanchit Suneja, Associate Partner, McKinsey & Company

03:30 pm - 03:40 pm

Fast-Tracking Insurance Approvals: Leveraging AA for Smarter, Quicker Decisions

Team SBI Life insurance with NADL AA and Finarkein Analytics

03:40 pm - 04:00 pm

"Customer Awareness and Perceptions of the AA Framework" : Results of Customer Survey by CGAP and Sahamati

•   Ms. Arisha Salman, Financial Sector Specialist, Finance for Inclusive Development, CGAP
•   Mr. Rutvik Paikine, Policy and Communication Analyst, Sahamati

04:00 pm - 04:10 pm

Evening Tea Break

04:10 pm - 04:20 pm

Unlocking Credit Access for Street Vendors: The Role of AAs in PM SVANidhi

Team HDFC Bank with Anumati AA and Finagg

04:20 pm - 04:30 pm

Helpage Finlease Limited FinVu AA FinAGG

04:30 pm - 05:15 pm

Harnessing Open Finance Data and Collaborative efforts for Enhanced Fraud Detection, Panel Discussion

Moderator:
•   Mr. Nikhil Kurhe, CEO, Finarkein Analytics

Panelists:
•   Mr. Rajit Bhattacharya, CEO, Data Sutram

•   Mr. Anil Yadav, Head: Data Engineering, HDFC securities

•   Mr. Saurabh Maheshwari, SVP, Financial Crime Intelligence and Head DTM, Axis Bank

05:15 pm - 05:45 pm

Showcase of pilots of AA for financial inclusion

•   Mr. Kartik S Mehta, Co Founder, Pahal Financial Services

•   A Mr. Rupal Sethi, Sales Head, CredRight Finance Pvt Ltd

•   A Mr. Debdoot Banerjee, Senior Director, Accion

•   A Mr. Abhishek Varshney, Sr. Lead Partnership Sahamati

* Agenda is subject to change

Speakers

  • Mr. K. V. Kamath

    K. V. Kamath

    Banking Veteran and Chairman, Jio Financial Services

  • Shri R Gandhi

    Shri R Gandhi

    Former Deputy Governor, RBI Advisory Council, Sahamati

  • Ashish Verma

    Ashish Verma

    General Manager, Reserve Bank of India

  • Chanchal Sarkar

    Chanchal Sarkar

    Joint Secretary, DEA

  • Ivan Mortimer Schutts

    Ivan Mortimer Schutts

    Financial Sector Development Expert, IFC with

  • Rahul Matthan

    Rahul Matthan

    Author, Partner- TriLegal

  • Mr. Sharath Bulusu

    Sharath Bulusu

    Director & Product Head. Google Pay

  • Kunal Shah

    Kunal Shah

    Founder, CRED

  • Pramod Varma

    Dr. Pramod Varma

    CTO, EkStep Foundation, Former Chief Architect of Aadhar, UPI and India stack

  • Shri Nandan Nilekani

    Shri Nandan Nilekani

    Non Executive Chairman, Infosys

  • Rajat Deshpande

    Rajat Deshpande

    Co-Founder & CEO FinBox

  • Puneet Pal Singh

    Puneet Pal Singh

    Leadership Team, ICICI Bank Ltd

  • Mr. Fakhari Sarjan

    Fakhari Sarjan

    President and CRO, Bajaj Finance

  • Anish Kumar

    Anish Kumar

    Chief Risk officer and Head Controls & surveillance, KFin Technologies Ltd

  • Nirav Prajapati

    Nirav Prajapati

    Founder, Ignosis & Pirimid Fintech

  • Manoj Kashyap

    Manoj Kashyap

    Head, Digital Experiences HDFC Bank

  • Shallu Kaushik

    Shallu Kaushik

    Executive Vice President, Digital - Tata Capital

  • Bhavesh Jain

    Bhavesh Jain

    Chief Revenue Officer, TranUnion CIBIL

  • Anand Raisinghani

    Anand Raisinghani

    CEO, SETU

  • Ibrahim Faruqi

    Ibrahim Faruqi

    Technology Investor, Bessemer Venture Partners

  • Nakul Saxena

    Nakul Saxena

    New Fund (TBA), Managing Partner

  • Shivani Kulkarni

    Shivani Kulkarni

    Associate Vice President, Prime Venture Partners

  • Hitesh Sachdev

    Hitesh Sachdev

    ICICI Ventures, Head, Startup Engagement and Investments

  • Pavle Avramovic

    Pavle Avramovic

    Head of Market & Infrastructure Observatory, CCAF

  • Jay Prakash

    Jay Prakash

    CEO & Co-Founder, Silence Laboratories

  • Likando Luywa

    Likando Luywa

    Data Protection Commissioner, Bank of Zambia

  • Abhishek Arun

    Abhishek Arun

    President, Platform Strategy and Commercialisation, M2P Fintech

  • Mathew Chacko

    Mathew Chacko

    Founding Partner, SpiceRoute Legal

  • Nehaa Chaudhari

    Nehaa Chaudhari

    Partner, Ikigai Law

  • Dr. Pawan Bakhshi

    Dr. Pawan Bakhshi

    India Lead, Inclusive Financial Systems Bills and Melinda Gates Foundation

  • Venkatesh Krishnamoorti

    Venkatesh Krishnamoorti

    MD & Co-Founder, SaafeAA

  • Bhargavi Sridharan

    Bhargavi Sridharan

    Head, Aditya Birla Capital One

  • Jaswinder Sodhi

    Jaswinder Sodhi

    Head – Customers, Digital & Marketing, HSBC India

  • Rajat Jain

    Rajat Jain

    Co-Founder, GenWise

  • Sandeep Jethwani

    Sandeep Jethwani

    Founder, Dezerv

  • Akash Nimare

    Akash Nimare

    Co-founder Fold Money

  • Sanchit Suneja

    Sanchit Suneja

    Associate Partner McKinsey & Company

  • Arisha Salman

    Ms. Arisha Salman

    Financial Sector Specialist, Finance for Inclusive Development CGAP

  • BG Mahesh

    Rajit Bhattacharya

    Founder & CEO, Data Sutram

  • Anil Yadav

    Head, Data Engineering, HDFC Securities

  • Mr. Saurabh Maheshwari

    Saurabh Maheshwari

    SVP, Financial Crime Intelligence and Head- DTM, Digital Transaction Monitoring, Axis Bank

  • Govindraj Ethiraj

    Govindraj Ethiraj

    Founder-Editor, The Core

  • Vamsi Madhav

    Vamsi Madhav

    CEO, Finvu AA

  • Neil Borate

    Neil Borate

    Editor, Personal Finance, Mint

  • Venkatesh Hariharan

    Venkatesh Hariharan

    India Representative, Open Invention Network

  • Nikhil Kurhe

    Nikhil Kurhe

    Co-Founder, Finarkein Analytics

  • Sameer Shetty

    Sameer Shetty

    Head-Digital Transformation, Axis Bank

  • Aarti Mohan

    Aarti Mohan

    Co-Founder and Partner, Sattva Consulting

  • Anshul Verma

    Anshul Verma

    Associate Partner, McKinsey & Company

Event Partners

Titanium Partner

Platinum Partner

Financial Inclusion Partner

Intelligence Partner

Gold Partner

Insights Partner

Digital Banking Partner

Silver Partners

Banking Partner

Knowledge Partners

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