India's First Account Aggregator Community Event

Date: 24th May 2023 | Venue: The Westin Mumbai Powai Lake

About SamvAAd

SamvAAd: “Discussion”, “Deliberation”, “Dialogue”, “Discourse”

‘SamvAAd2023’ is envisioned to be a day of open dialogue, sharing knowledge and experiences, celebrating achievements and laying down the future path to establish India as a leader in Open Finance led financial inclusion.

As the first event by the AA community for the only cross sectoral framework in India, SamvAAd is designed to be a unique gathering that brings together nearly 1000 attendees from regulators and policy makers, cross sectoral financial institutions (existing to AA and new to AA), technology providers and Account Aggregators.

The event will begin with the regulators and policymakers sharing their vision on establishing Data Democracy in the country, followed by power packed live use case demonstrations of the possibilities and impact of the AA framework across the four financial sectors and beyond. The event will culminate with a celebration and felicitation of the relentless contribution of various ecosystem participants.


Shubh Aarambh (Auspicious Opening)

09:45 AM - 10:00 AM

Welcome Remarks
Shri BG Mahesh & Shri Siddharth Shetty, Sahamati

10:00 AM - 10:30 AM

My data, our growth: The importance of AA for India's Amrit kaal
Keynote address by Shri V. Anantha Nageswaran, Chief Economic Advisor, GOI

10:30 AM - 11:15 AM

Progressive regulations: Foundation for scaling open networks
Insights from Pramod Rao, ED, SEBI | Mr. R. Gandhi, ex-DG, RBI | S. Ramann, CMD, SIDBI
Moderated by: Venkatesh Hariharan, India Representative, Open Invention Network

11:15 AM - 11:45 AM

Tea Break

11:45 AM - 12:00 PM

From Open Payments to Open Data: Is there a playbook?
Insights from Ms. Praveena Rai, COO, NPCI

12:00 PM - 12:30 PM

A hat-tip to the AA OGs
Celebrating everyone who put their shoulder to the AA wheel

12:30 PM - 01:00 PM

Democratizing AA: The time is now! And here's how
Insights from the Guest of Honour, Shri Nandan Nilekani with Shri Amol Dethe, Editor, ETBSI

01:00 PM - 02:00 PM



Track A

Track B

Track C

02:00 PM - 02:10 PM

Track A

AA: An effective tool for government welfare schemes

Keynote Session: Shri Karma Zimpa Bhutia, Joint Secretary Skills, Ministry of Rural Development

Track C

Business, but not as usual: a new highwAAy to serve the underserved

Keynote session by Shri J Venkatramu, CEO, IPPB


2:10 PM - 2:40 PM

Track A

Showcase: Efficient monitoring of DDU-GKY, a GOI Youth Employment Scheme, via AA

Insights from: Shri Vinay Pandey, Head PMA, DDU-GKY, National Resource Organisation, Ministry of Rural Development and Siddharth Sudhakar, Head Product and Technology, D2K Technologies

Track B

Showcase: The humble p(AA)ssbook: Re-imagining trust, courtesy the BC network

Insights from: Prakash Prabhu, CEO, Atyati | Alok Kashyap, Business Head-Alternate Channels, IDFC First Bank


Track C

Showcase: Grameen dAAk Sevaks: Delivering credit to the doorstep using AA!

Insights from: J Venkatramu, CEO, IPPB | Prashant Muddu, CEO, Jocata | Anand Raman, Sr. Financial Sector Specialist, CGAP

02:40 PM - 04:00 PM

Track A

2:40 PM-2:50 PM

Building the data pipeline. To fuel finance.

Insights from: Vinay S , ViP, Perfios

Track B

2:40 PM-3:00 PM

Digital. Data. How to make it work for India?

Fireside chat
Sumit Gwalani, Co-founder, Epifi Wealth and
Govind Joshi, EVP and CBO, TU-CIBIL
Moderated by: Gopika Gopakumar, Senior Assistant Editor (Banking and Finance), Mint

Track C

2:40 PM-3:00 PM

Loan Xpress: customized and fAAst lending!

Demo by Showcase Winner:
HDFC Bank | Anumati AA | Perfios

Track A

2:50 PM-3:30 PM

Let's open finance: The how-to guide for India

Insights from:
Deepak Sharma, President and CDO, Kotak Bank
Deep Agrawal, Head-Payments & Account Aggregator Business, PhonePe
Abhijit Gulanikar, President - Business Strategy from SBI Life
Moderated by: N.S.Ramnath, Founding Fuel

Track B

3:00 PM-3:20 PM

"OTT" and the UPI story : Gaining user trust in an API-driven world

Insights from: Ashwin Ramachandran, CEO, VuNet | Bharat Joshi, CPO, Vunet

Track C

3:00 PM-3:20 PM

SuperchAArge lending to small enterprises!

Demo by Showcase Winners:
IIFL Finance | Finbox | Finvu AA

Track A

3:30 PM-3:50 PM

Stay on TrAAck: loan monitoring for the future!

Demo by Showcase Winner:
Snapmint | Agya AA | Setu

Track B

3:20 PM-3:30 PM

Democratizing Retirement advice with AA

Demo by Showcase Winner:
GoalTeller | OneMoney AA | MoneyOne

Track C

3:20 PM-3:30 PM

Tech it easy. To open finance.

Insights from Ankur Handa, Co-founder and CPO, Lentra

Track B

3:40 PM-4:00 PM

Ghar ka SapnAA poora: Affordable housing for all

Demo by Showcase Winner:
Homeville Group | Finvu AA | Finarkein Analytics

Track C

3:30 PM-3:50 PM

The chatgpt era: How may we maximize financial inclusion with AI?

Insights from: Shikha Agrawal, CTO-Data, Microsoft India

04:00 PM - 04:20 PM ChAAi - PAAni - NAAshta
04:20 PM - 05:00 PM

Track A

4:20 PM-4:30 PM

Tools of the Computer Age. Making finance personal.

Insights from: Soumendu, CPO, CAMS

Track B

4:20 PM-4:30 PM

Privacy matters. At Population Scale.

Fireside chat: Deeksha Kaushal, Director of Financial Services Partnerships, Google Pay moderated by Beni Chugh, Research Manager, Dvara

Track C

4:20 PM-5:00 PM

Let's open finance: Exchanging ideas with the world

Insights from:
Dr. Bill Roberts, Fellow, Cambridge University
Anil Mahalaha, Chief Evangelist, Akoya
Chanchal Sarkar, Advisor (G20)

Moderated by: Srinivas Jain, Executive Director, SBI Mutual Fund

Track A

4:30 PM-5:00 PM

Rest insured! Adequate, affordable insurance via AA

Demos by Showcase Winners:
#A: Aditya Birla Sun Life Insurance
#B: Aegon Life Insurance

With Finarkein Analytics | NADL AA

Track B

4:30 PM-4:50 PM

Putting users back in charge: A human-centered approach to AA flow design

Insights from: Kanika Kumar, Director, IDEO | Dipika Prasad, Sr. Design Lead, IDEO

Track B

4:50 PM-5:10 PM

Next Gen Dispute Resolution - Removing Friction and Increasing Trust in New Ecosystems

Insights from: Keerthana Medarametla, Senior Curator, Agami

05:00 PM - 05:50 PM

Track A

5:00 PM-5:20 PM

A balanced diet: Healthy Wealth Management with AA

Demo by Showcase Winners:
Dezerv | OneMoney AA | KFin Tech

Track B

5:00-5:20 PM

Big AAssistance for lending to small enterprises!

Demo by Showcase Winners:
Axis Bank | Anumati AA | Perfios


Track A

5:20 PM-5:40 PM

More is less: Wealth Management with AA

Demo by Showcase Winners:
GoalTeller | OneMoney AA | Moneyone

Track B

5:20 PM-5:40 PM

Show me the money!

Demo by Showcase Winners:
INDMoney | Finvu AA | Finfactor

6:00 PM onwards

Beers and Cheers - by the lake!


Thought Leaders

  • Dr V Anantha Nageswaran

    Dr V Anantha Nageswaran

    Chief Economic Advisor, Govt. of India

  • Shri R Gandhi

    Shri R Gandhi

    Former Deputy Governor, RBI Advisory Council, Sahamati

  • Speaker 2

    Shri Nandan Nilekani

    Non Executive Chairman, Infosys

  • Speaker 3

    Pramod Rao

    Executive Director at Securities and Exchange Board of India

  • Speaker 3

    Shri S Ramann

    Chairman and Managing Director SIDBI

  • Speaker 3

    Praveena Rai

    Chief Operating Officer, NPCI

  • Speaker 3

    Dr Bill Roberts

    Fellow, Cambridge University Centre for Alternative Finance: former Head, Open Banking at the CMA

  • Speaker 3

    Anil Mahalaha

    Chief Evangelist, Akoya

  • Speaker 3

    Deepak Sharma

    CPresident and CDO, Kotak Bank

  • Speaker 3

    Srinivas Jain

    Executive Director & Head of Strategy, SBI Mutual Funds
    Governing Council, Sahamati

  • Speaker 3

    Abhijit Gulanikar

    President-Business Strategy, SBI Life

  • Speaker 3

    Shri Karma Zimpa Bhutia

    Joint Secretary, Skills, MoRD

  • Speaker 3

    Chanchal Sarkar

    Economic Adviser, G20

  • Speaker 3

    Ankur Handa

    Co-Founder and CPO, Lentra

  • Speaker 3

    Deeksha Kaushal

    Director of Financial services partnerships, GPay India

  • Speaker 3

    Amol Dethe

    Editor, ETBFSI & ETCFO

  • Speaker 3

    Venkatesh Hariharan

    India Representative, Open Invention Network

  • Ramnath


    Journalist: Co-author, Founding Fuel

  • Deep-Agrawal

    Deep Agrawal

    Head of Payments and Account Aggregator, PhonePe

  • Beni Chugh

    Beni Chugh

    Research Manager, Dvara

Practice Leaders

  • Venkatramu

    J Venkatramu

    MD & CEO, India Post Payments Bank

  • Shikha

    Shikha Agrawal

    CTO-Data, Microsoft

  • Govind_joshi

    Govind Joshi

    EVP and CBO, Transunion CIBIL

  • Prashant_muddu

    Prashant Muddu

    Managing Director and CEO, Jocata

  • Sumit

    Sumit Gwalani

    Co-founder, Epifi

  • Soumendu

    Soumendu Shekhar Ganguly

    Chief Product Officer and Business Head New Platforms, CAMS

  • Sathyanarayana

    Mr. Vinay Sathyanarayana

    VP, Products

  • Prakash_prabhu

    Prakash Prabhu

    CEO, Atyati Technologies

  • Ashwin

    Ashwin Ramachandran

    Co-Founder & CEO, VuNet Systems

  • Bharat

    Bharat Joshi

    Co-Founder & CPO, VuNet Systems

  • Anand

    Anand Raman

    Sr. Financial Sector Specialist, CGAP

  • Kanika

    Kanika Kumar

    Director, IDEO

  • Dipika

    Dipika Prasad

    Sr, Design Lead, IDEO

  • Keerthana

    Keerthana Medarametla

    Senior Curator, Agami

  • Siddharth

    Vinay Pandey

    Head PMA, DDU-GKY, National Resource Organisation, MoRD

  • Siddharth

    Siddharth Sudhakar

    Head, Product & Technology, D2K Technologies

  • Siddharth

    Gopika Gopakumar

    Senior Assistant Editor (Banking and Finance), Mint

Event Partners

Platinum Partner

Gold Partner

Silver Partner

DPI Partner

(Digital Public Infrastructure)

Insight Partner

Knowledge Partners


Thank you for your interest in joining us for SamvAAd 2023. Due to the overwhelming response, we have closed the registrations.
Thank you for your cooperation.
Best Regards
Team SamvAAd 2023